|
 EVERYONE who rides, handles, or works around or with horses should have the protection of personal liability insurance in case of injury or property damage caused by a horse or horses. This will provide peace of mind for you as a parent, rider/driver, student, coach, barn staff, groom, recreational rider, volunteer, competitor, judge, and trainer. Liability Insurance is one of the main reasons to join the AEF.
When you join, you will automatically receive:
* $5,000,000 Personal Liability Insurance that will protect you, t he member if you are sued by a third party because a horse that you own or lease, ride or handle, causes property damage or bodily injury to a third party. This coverage is in force 24 hours a day, seven days a week, and covers the member anywhere in the world.
* $30,000 Accidental Death & Dismemberment coverage if you, the member suffers a catastrophic and permanent injury (or death) related to an incident where horses are involved. This coverage is in force 24 hours a day, seven days a week, and covers the member anywhere in the world.
* Transportation Insurance for Non-Owned Horses. Part of the liability coverage provided through membership addresses the exposure that could arise if you, the member, transports (trailer) a horse that does not belong to you (in a non-commercial situation). Please note - this is not commercial horse transport insurance and is not life insurance for the horse being transported – this is liability insurance to protect you if you are sued by a third party.
Some limitations and exclusions apply. Please refer to the 2010 Individual Member's Insurance Program and FAQ'S for more information or contact Capri Insurance, Equine Department toll free at 1-800-670-1877 or visit www.capri.ca.
Optional Coverage(s) that can be purchased:
Members Named Perils - Optional Coverage for your own horses(s) in case of death resulting from fire, lightning or collision/overturn of a conveyance in which a horse is being transported. This insures up to a maximum of $4,000.00 and can be applied regardless of the number of horses owned. Losses are restricted to one claim per year.
Enhanced Personal Liability Coverage
The non-commercial care, custody and control of up to a maximum of 3 non-owned horses in any environment. Valuable coverage in circumstances such as:
a) Emergency boarding situations. (Example – the displacement of horses due to a catastrophic event like flood or fire)
b) The neighborly and not-for-profit housing of up to 3 non-owned horses on a short or long term basis.
Optional Accidental Death & Dismemberment Coverage
Provides an ADDITIONAL $50,000 Principal Sum A.D.D. coverage that also includes benefits for Fracture & Dental, which are not covered currently by the basic coverage.
*It is important to note that unlike other types of insurance, A. D. D. policies “stack” - meaning that if there is a loss covered by more that one policy, both or all of the policies respond.*
Optional Travel (out of Province/Country)
Provides $1,000,000 out of province/country coverage for Medical/Hospitalization. Trips up to 90 days in duration, any number of trips/year, worldwide and does NOT EXCLUDE participation in and/or preparing for equine activity/competition. Many policies in the market do exclude such activity.
NOTE: Members must be 69 years old or younger to qualify.
Optional Members Tack
Broad Coverage Insurance, insuring tack & equipment from loss or damage anywhere in North America, limited to $2,500.00, payable once per term, subject to a $500.00 deductible.
Additional coverage(s) can not be purchased unless the member is current.
The Alberta Equestrian Federation embraces the diverse interests of the equine industry in Alberta. As we continue to support our vibrant horse community, our core areas of focus are Recreation, Breeds & Industry, Education and Sport.
What else does the AEF do for our members?
* The AEF represents our members at all levels of Government, AFAC, AVMA and AB Trail Net. We are actively involved in trail issues: development, maintenance and more importantly, keeping them open for equestrian use.
*The AEF provides access to scholarships & funding for youth, education and athlete development
* The AEF provides access to Programs designed for recreational and competitive riders and drivers
* The AEF is a source of education; we offer Rider, Instructor and Coaching certification programs
* Alberta Ride and Drive is an incentive Program offered to members for recreational riders/drivers to earn rewards
* Trail Supporter Program is a program designed around equestrian Stewardship in Action
* Members can obtain information on everything from where to take lessons to where to go trail riding
 * Members can customize their credit card with the BMO/AEF MasterCard Program, plus receive great rewards. For more information or to apply, please click here.
*Members can shop and save with our Members Priority Program for all their equine needs.
* Members receive special pricing on Manuals
 The Alberta Equestrian Federation also:
• Has a voice on the Canadian Council of the Ministers of Environment
• Is a member of Alberta Sport Medicine Council and Safe Kids Alberta and developed a program to promote and educate riding safety
• Has representation at Equine Canada’s Provinces Division (with further representation on the Board of Directors and at levels of sport, breeds & industry, recreation and finance)
• Negotiated with the Alberta Government on behalf of equestrians for access to the Ministik, Fish Creek and other areas of the Eastern Slopes
• Represents equestrian interests on the Trans-Canada Trail Committee
• Has made many presentations and has attended several hearings to represent equestrian interests in Alberta
• Made presentations to the Lottery Review Committee to keep lottery funds available to sports and recreation
• Supports: · Safe Kids· Alberta SPCA · Trans Canada Trail· Alberta Trail Net · Alberta Sport Medicine Council · AFAC – Alberta Farm Animal Care
The AEF retains an administration fee for the provision of some products and services
|
