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Alberta Equestrian Federation Membership |
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| Everyone should have it…
trainers, lesson students, barn staff, grooms, recreational
riders, volunteers, parents...We all know that an AEF membership is "a must" for coaches, competitors, judges, etc. But why should the recreational rider, weekly lesson student, or parent be an AEF member? EVERYONE who rides, handles, or works around or with horses should have the protection of personal liability insurance & accident insurance in case of an injury or incident caused by a horse or horses. This will provide peace of mind for you as a parent, rider/driver, student, coach, etc. * $5,000,000 Personal Liability Insurance that will protect you, the member if you are sued by a third party because a horse that you own or lease causes property damage or bodily injury to a third party. This coverage is in force 24 hours a day, seven days a week, and covers the member anywhere in the world. |
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| * $30,000, Accident, Death or Dismemberment coverage if you, the member suffer a catastrophic and permanent injury (or death) related to an incident where horses are involved. This coverage is in force 24 hours a day, seven days a week, and covers the member anywhere in the world. * Transportation Insurance - Part of the liability coverage provided through membership addresses the exposure that could arise if you, the member, transport (trailer) a horse that does not belong to you (in a non-commercial situation). If that non-owned horse were injured as a result of your negligence and if that other person decided to sue you for compensation for their loss, the AEF policy will respond - up to a limit of $5,000 for any one horse. Please note - this is not commercial horse transport insurance and is not life insurance for the horse being transported – this is liability insurance to protect you if you are sued by a third party. Some limitations and exclusions apply. Please refer to the 2008 Insurance Program and FAQ'S for more information or contact the Capri Equine Department toll free at 1-800-670-1877. New for 2008 - Additional Optional Benefits available to members Enhanced Personal Liability Coverage The non-commercial care, custody and control of up to a maximum of 3 non-owned horses in any environment. Valuable coverage in circumstances such as: a) Emergency boarding situations. (Example – the displacement of horses due to a catastrophic event like flood or fire) b) The neighborly and not-for-profit housing of up to 3 non-owned horses on a short or long term basis. Optional Accidental Death & Dismemberment Coverage Provides an ADDITIONAL $50,000 Principal Sum A.D.D. coverage that also includes benefits for Fracture & Dental, which are not covered currently by the basic coverage. ***** It is important to note that unlike other types of insurance, A. D. D. policies “stack” - meaning that if there is a loss covered by more that one policy, both or all of the policies respond. Optional Travel (out of Province/Country) Provides $1,000,000 out of province/country coverage for Medical/Hospitalization. Trips up to 60 days in duration, any number of trips/year, worldwide and does NOT EXCLUDE participation in and/or preparing for equine activity/competition. Many policies in the market do exclude such activity. NOTE: Members must be 69 years old or younger to qualify. For more information on the above additional benefits available to members, click here.
Other Benefits Include... |
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| Copyright: Alberta Equestrian Federation | |
| 5/9/2008 : 8:29:26 PM | |